Businesses across finance, retail, and telecom face a common challenge: making the right decisions at the right time – without friction, bias, or missed opportunities. AdviceRobo’s AI-powered solutions help organisations across many industries unlock new customer segments, optimise risk assessment, and drive personalised engagement.
Explore how our technology can support your goals.
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Identify and approve creditworthy customers faster, even those without traditional credit histories. Expand your market while improving conversion rates.
Go beyond historical data with alternative behavioural and psychometric insights for more precise, inclusive, and scalable credit decisions.
Use predictive analytics to detect early signs of financial distress, enabling proactive, personalised repayment strategies that reduce losses.
Leverage AI-driven behavioural profiling to strengthen fraud detection, mitigate risk, and stay ahead of evolving threats.
AdviceRobo’s AI is transforming financial services, lending, and embedded finance. Here are some of the key pain points we solve:
Expand access to finance by assessing thin-file and credit-invisible customers with alternative data.
Avoid lost opportunities by accurately scoring applicants without traditional credit records.
Reduce friction in BNPL and in-store financing with real-time risk assessments.
Assess small business creditworthiness using behavioural and alternative data.
Predict customer needs and offer tailored financial products at the right moment.
Use AI-powered profiling to create hyper-personalised engagement strategies.
Mundo Total, a mid-sized retailer in Latin America, wanted to offer responsible Buy Now, Pay Later (BNPL) financing at the point of sale – but many customers lacked traditional credit records.
By integrating AdviceRobo’s AI via Experian, Mundo Total built in-store BNPL kiosks with instant credit decisions. If a customer had no credit history, AdviceRobo’s human-centered AI stepped in, analysing behavioral and psychometric data to approve responsible borrowers in real time.
The results?
This is embedded finance in action, where AI-driven inclusion meets real-world retail.
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Canguro, a fast-growing consumer electronics retailer in Latin America, needed a smarter way to offer BNPL, particularly for customers without traditional credit scores.
Using the same AdviceRobo-Experian integration, Canguro enabled mobile-based BNPL applications. If a customer had a credit record, Experian scored it instantly. If not, AdviceRobo’s AI assessed alternative data to generate an accurate, risk-conscious score.
The results?
By combining AI, behavioural science, and embedded finance, Canguro unlocked growth while ensuring responsible lending.
View all solutionsFrom inclusive lending to next-best-action engagement, AdviceRobo’s AI-powered insights help businesses make better decisions, faster.
